Perkins Loan Center

The Perkins Loan Service Center is part of the Student Accounts Office. This area is responsible for the collection and servicing of Perkins Loans. EFG Technologies handles the billing of the loans.

As of Sept. 18, 2020, the University of North Carolina School of the Arts has completed liquidation of its Federal Perkins Loan portfolio and can no longer service Perkins Loans. Fully paid Perkins Loans have been retired and all outstanding Perkins Loans have been transferred to the Department of Education for management and collection. The Department of Education utilizes ECSI Federal Perkins Loan Servicer (EFPLS) as their loan servicing center: https://efpls.ed.gov/

You may defer (delay) payments on your loan by submitting forms completed and certified for any one of the following categories:

  • While enrolled and in attendance as at least a half-time student at an institution of higher education or comparable institution approved for this purpose by the Secretary.
  • While enrolled and in attendance as a regular student in a course of study that is part of a graduate fellowship program approved by the Secretary.
  • While engaged in graduate or post-graduate fellowship-supported study outside the United States.
  • While enrolled and in attendance in a course of study that is part of a rehabilitation-training program for disabled individuals.

Deferments are not granted in advance. Postponements and forbearances may be granted to loan recipients who file a request form.