Benefit Plans
Benefit Plans
Who's Eligible?
- Permanent (non-temporary) part-time employees working 20-29 hours per week are eligible for some benefit programs, typically without employer contributions. Participation is excluded in the mandatory retirement plans, the State 401(k) Plan and disability plans.
- Permanent (non-temporary) employees working 30 hours or more per week are considered to be benefits eligible.
Plan Descriptions
Brief overviews of the plans are provided. For details, costs, and how to enroll or make changes, contact the UNCSA HR Benefits or go to the NC State Health Plan website for details.Description:
Two Preferred Provider Organization (PPO) plans are available to UNCSA Faculty and
Staff. The State Health Plan of North Carolina administers these plans, and they are
underwritten by Blue Cross Blue Shield of North Carolina which offers coverage for
in-network and/or out-of-network providers. The University contributes toward the
monthly cost of coverage for regular full-time employees.
Enhanced 80/20 Plan is a traditional preferred provider organization (PPO) plan that offers freedom of choice among in-network providers, lower out-of-pocket costs and a strong emphasis on preventive health. Features include Affordable Care Act (ACA) preventive services covered at 100% if performed by an in-network provider and wellness premium credits that reduce your monthly cost.
Traditional 70/30 PPO Plan is a traditional preferred provider organization (PPO) plan that offers freedom of choice among in-network providers, lower out-of-pocket costs and a strong emphasis on preventive health. Affordable Care Act (ACA) preventive services and medications require the applicable co-pay.
High Deductible Health Plan. Contact the UNCSA HR Benefits to see if you are eligible for this plan.
COBRA Plan allows certain employees and their dependents that would otherwise lose group coverage to temporarily continue coverage with the same plan.
Regular (non-temporary) employees working at least 20 hours per week (.5 FTE) may choose between high and low option plans and coverage is also available for legally married spouses and eligible dependent children. Learn about plan information, claim forms, certificates Learn about plan information, claim forms, certificates and watch introductory video.
Regular (non-temporary) employees working at least 20 hours per week (.5 FTE) may choose between three plan levels (employee only core, basic and enhanced). Coverage is available for legally married spouses and eligible dependent children. Learn about plan information, claim forms, certificates and watch introductory video.
Health Care Flexible Spending Accounts (HCFSA) and Dependent Daycare Flexible Spending Accounts (DCFSA) are an excellent way to set aside money on a pre-tax basis (federal, state and social security tax), to pay for out-of-pocket health care related expenses (premiums excluded) and/or qualified dependent day.
NCFlex Convenience Card works like a credit card or debit card when paying for these expenses. Learn about plan information, claim forms, certificates and watch the introductory video.
The VOYA Financial policy pays a benefit to the beneficiary(ies) as a result of death while covered under the policy. This is strictly a term life insurance policy. There is no accumulated cash value. The monthly premium is based on age and the covered amount you elect from $20,000 up to $500,000. Medical questions may be required. Learn about plan information, claim forms, certificates and watch introductory video.
The Cancer & Specified Diseased Insurance Plan provides benefits to pay for expenses related to cancer and 29 other specified diseases. Covered benefits may include reimbursement for lodging, transportation, home recovery/hospice, and transplant costs. The plan works in conjunction with the State Health Plan and and/or a healthcare flexible spending account. Learn about plan information, claim forms, certificates and watch introductory video.
The Critical Illness Insurance complements your medical plan coverage, but does not replace it. The plan pays a lump sum benefit when a covered person experiences certain medical conditions such as heart attack, stroke, cancer and more. Learn about plan information, claim forms, certificates and watch introductory video.
Accidental Death & Dismemberment - Core is a $10,000 benefit at no cost and is available to all employees eligible for NCFlex. This plan pays a benefit if you suffer a loss as the result of a covered accident or if you suffer certain disabling injuries while covered. Learn about plan information, FAQs, certificates and watch introductory video.
Accidental Death & Dismemberment - Voluntary is a $50,000 up to $500,000 coverage for you and your family that pays a benefit if you suffer a loss or certain disabling injuries as a result of a covered accident. Learn about plan information, FAQs, certificates and watch introductory video.
The Accident Plan pays benefits for specific injuries and events resulting from a covered accident that occurs on or after your coverage effective date. The benefit amount depends on the type of injury and care received. You have the option to elect Accident Plan coverage to meet the needs of you, your spouse, and/or children.
The Accident Plan is a limited benefit policy. It is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act. Learn about plan information, forms and watch introductory video.
Military retiree or Qualified National Guard and Reserve Member (TRS) working for the state 20 or more hours can enroll in the TRICARE Supplement Plan. Learn about plan information, FAQs, forms and watch introductory video.
